Being financially free doesn’t mean having millions in your bank account. It means not being afraid to say no. It means being in control of your own life, being able to walk away from a toxic relationship, walking away from a job that drains you. Yet women still face significant barriers – they earn on average 12-16% less than men in the same positions. What’s more, according to the OECD, women are more likely to interrupt their careers to care for children, which reduces their lifetime income by up to 30%. But this is not a story of powerlessness. It’s a challenge. And concrete steps to get started. Read on to discover the tools to help you change direction.